Probate is the process of negotiating an individual's assets after they have passed away. This can include settling debts they may have and/or distributing their estate and wealth in accordance with their wishes. Probate is a relevant course of action whether a will has or has not been written. However, not everyone will need it. If the assets are jointly owned by a spouse or partner, probate will not be needed as the capital will automatically pass over to the joint owner. Probate is only usually needed if the deceased owned property or had over £5,000 in the bank. Who Needs to …
Plan Ahead – How to Discuss Funeral Plans
It can be hard to discuss death with our loved ones. Often it can feel like tempting fate. However, discussing funeral plans is important if we want to honour our loved ones' wishes. Otherwise, their funeral may be nothing like they envisioned. Unfortunately, this is not always an easy conversation to have. Discussing death and funerals can still feel taboo. It is important to remember, though, that it is always better to be prepared. The Importance of Discussing Funeral Plans We often have very different ideas in our mind to what our loved ones envision. According to a …
What it Means to Be a Legal Executor
When a loved one passes away, there are various arrangements that must be made. But what happens to the affairs our loved ones leave behind? Hopefully, your loved one has written a will that will now be put into effect. However, for this to be accomplished, they will have named someone as their legal executor; that person could be you. What is a Legal Executor? The legal executor is the person empowered by a will to deal with the estate of the deceased. It is their responsibility to arrange for assets to go where they are supposed to go. This includes consolidating funds and …
What You Need to Know Before Investing Money
Later in life, many of us must consider what options are available to us in terms of how we use our money. Most people would like to reap the rewards of the money they have. This is why a lot of people turn to investing. The prospect of investing money for the first time can feel like a minefield, so we wanted to break down some of your options and look at the risks and rewards of each. What is an Investment? An investment means storing your money where it will hopefully earn interest. An investment is always a gamble though, and it is crucial to understand this fully before you …
Supporting Older Workers – Ageism in the Workplace
As we age, we all want to maintain our independence wherever possible. For most of us, retirement sounds like a well-needed rest, but there are many older people who find that retirement is not what they imagined. As a result, our elderly loved ones may have the desire to return to work. Despite stereotypes, older workers are able to offer fantastic contributions to employers. Mature workers hold a wealth of experience, knowledge, and expertise that not many younger workers are able to compete with. Unfortunately, this is not reflected in the workplace. Older workers take up a …
Preventing Falls In The Home
It has been recently reported that around half of all hospital admissions for the elderly are due to falls. 5% of those individuals will suffer from a fracture as a result of the fall. But, should falls really be considered an inevitable part of ageing? We are more likely to fall as we age as our bodies are ever-changing. For example, we lose 30% of our muscle mass between the ages of 50 and 70. This loss of muscle density can lead to slower reaction times, loss of balance and much slower recovery times. Whilst many falls can’t be avoided, we’ve compiled a list of some handy …
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